How J.G. Wentworth Fees Work


It’s my money and I want it now. Cash now for your annuity is what are clients are clamoring. We have heard it over and over again. There are only a few options in the direct lending category that can help you out when you are in a financial pinch.

If you do not have an annuity or a structured settlement, you may know J.G. Wentworth as the company with the singing Vikings.  If you do, however, you may have paid closer attention to the lyrics that they belt out.  And if you find yourself in some sort of financial bind where you need cash sooner than later, you may even be considering doing some investigation to see how their services work.

Yet even before you get to this step, you may have some concerns about its claims of getting you the cash you need from your annuity or structured settlement.  Some of these questions may involve determining whether or not the service like the one J.G. Wentworth offers is a scam, while other inquiries may revolve around the cost of the service if it is legitimate.

A Strong, Reputable Company

As far as J.G. Wentworth is concerned, the practice of selling your annuity or structured settlement in exchange for an immediate lump sum of cash is completely on the up and up.  The company has been in the business of purchasing annuities since 1991, and is accredited with the Better Business Bureau (BBB), so you don’t have to worry about being taken to the proverbial cleaners.

In fact, they do a stellar job of keeping you informed about the entire annuity purchase process.  Their website is loaded with information designed to give you a firm grasp on the terminology associated with the annuity business, and the questions that may rise up from such verbiage.  What’s more, the site also contains a good amount of info aimed to help you get familiar with the various hurdles you may have to clear throughout the process, depending on what state you reside in and the type of annuity you are seeking to sell.  When you add in the fact that several review sites give the company’s service team excellent marks for their knowledge and their disposition, you have a company that you can feel safe in trusting – a big plus if you read some of the horror stories that are associated with this industry.

How Much does it Cost?

In order to get comfortable with J.G. Wentworth’s fees for their services, you must first get familiar with how annuity purchase services work.  In essence, if you receive a lump sum in exchange for your annuity or structured settlement, you should know that you will be receiving less money than you otherwise would in the long run.  In exchange for their services, they will take a portion of your total annuity or your structured settlement before sending you your lump sum.  Typically, this fee translates to around 9 to 15 percent of your total annuity or structured settlement; a fee range that is competitive with some of the other top names in the industry.  This may seem like a healthy chunk, but it may be small potatoes if you need money to pay off something that is a big financial burden, such as:

The good news here is that J.G. Wentworth does a solid job of keeping you informed about what that fee may be.  Their quote request function on their website will allow you to get a rough estimate as to what you can expect your lump sum will be once everything is said and done.

Contact Info

If you would like more information on what J.G. Wentworth has to offer, you can give them a call at 800-741-9545.  Their corporate offices can be found at 201 King of Prussia Road, Radnor, PA 19087.

Have a Structured Settlement and Need Cash Now?

Call Now tel://1-800-325-3994

If you are currently receiving a structured settlement and need cash now then we have a solution for you. Cash in Your Annuity a leader in providing you structured settlement and annuity transfers can get you the cash you need without any questions asked. Our solution is seamless and easy. Once you speak with one of our professionals on the telephone we will give you the guidance and advice for how you can sell your settlement payment rights in exchange for a large lump sum.

The process is fast and easy and gives you a much better deal then the heavily advertised and promoted payday loan offers that you often see flooding the television commercials. The rate at which you receive your money in terms of a discount is all dependent on how far out the payments you are due to receive are and how much money you are supposed to receive. Anytime you have a structured settlement and need cash now you can work with a multitude of qualified companies

How To Sell a Structured Settlement

There are numerous questions submitted to our website daily on the best way to go about selling a structured settlement. Our clients are receiving monthly payments from an insurance company like Metlife or Symetra and realize that they would rather have a lump sum of money today instead of receiving 30 payments at $1,350 a month over the next 30 years of their life.

In some cases it makes great sense to cash in your structured settlement annuity and other cases it does not. Like everything else in life there are pros and cons of selling off these payment streams. The pros of doing so are that you can get the money you need to get out of something that is commonly called a hardship. Hardships are when you are in a very tough or difficult financial situation and the scenario calls for you to get as much money as you can at any cost in exchange for getting out of a deep dark financial black hole. Other situations where it is a big pro to selling a payment is when you want to purchase a home and need to raise as much money as possible for the down payment or in a lot of our clients situations they need help to pay the mortgage so that they do not lose their house or apartment and thus we come in and help them to stave off the creditors and pay them a large lump sum of cash in exchange for the rights to their payment streams.

No matter what your situation calls for the steps to selling a structured settlement is easy. You need to contact us using the form above and from there we will get you the amount of money you need and set you up with the proper documents, court dates, and more information.

Call us today to get started.


iSettlements Review

When searching for a third party company to sell your structured settlement or annuity, there are some important factors to look for.  Selling a structured settlement is a big decision with many consequences to think about.  By choosing the right company to sell to, you can make sure that the consequences are good ones.

Structured settlements are payouts from insurance companies with specific payments given out on a schedule over a certain amount of time.  Structured settlements can be given for worker’s compensation, lead poisoning, car accidents, or even lottery and casino winnings.  At first, these payments can seem like a boon for the person getting the payments.  Often, however, the person receiving the settlement will need more of his money than he is getting.  They may need a car or home repair, might want to start or go back to college, maybe open a business.  The lump sum received from selling a structured settlement could go much further than the small payments the person has been getting, and could do more to help their situation.

One company, iSettlements, is a leader in the buying of structured settlements.  They work diligently to make sure that their customers are getting the most for their structured settlement.  By being a direct funder, iSettlements is able to cut out any middle man, removing costs from the person who needs the money the most, the person selling the settlement.

iSettlements is easy to reach, with a click-to-call feature right on their front page.  They also have easy to reach online counselors, ready to help their customers at a moment’s notice.  This customer service has helped iSettlements become one of the leaders in the industry, stepping in front of their larger competitors to give customers the time and attention it takes to get them the most money deserved for their settlement.

iSettlements also works fast. While some structured settlement sales can take up to three months, iSettlements can normally get them done in eight weeks.  Their swiftness comes from being true experts in their industry.  Their team encourages open communication between lawyers and customers, believing that kind of openness leads to getting the best job done.

Selling a structured settlement is a big decision that takes a lot of thought.  By using iSettlements, customers can be assured they are getting the best service and value for their settlement.


Company website-


Company phone number- 1-877-595-8073

Steve and 123 Lump Sum

Every Friday night, on his way home from work, Steve would stop at a convenience store and pick up ice cream for his wife.  They were expecting their first baby, and she was holding onto the ice cream cravings.  Unbeknownst to her, though, Steve was buying a single lottery ticket every time he did.  It was just a game Steve played, a fun way to dream of the future, to be able to have something to give his child.  Well, Steve didn’t win millions upon millions of dollars, but he did win $75,000 on a scratch off.


Steve began receiving an annuity, set up for him to get $1,000 a month for the next six years.  While the extra income was useful when the baby was first born, expenses began to pile up.  Doctor’s appointments, baby gear, and just buying diapers began to take their toll on Steve’s bank account.  After a car repair and some credit card purchases, Steve found himself in debt.  Instead of enjoying his lottery winnings, Steve began to resent the small amounts that were coming in.  Winning the lottery was supposed to help Steve, and he felt as if he was getting nothing out of it.  So Steve decided the best thing to do would be to sell his annuity.


Steve checked around for quotes to see what he could get, and he found the best quote at 123 Lump Sum.  They were able to get Steve the money he needed to get out of debt fast.  Steve was very happy with the way the financial manager that 123 Lump Sum had on call talked him through his decision, helping him get the amount he needed.  And they moved fast, getting Steve his money in about eight weeks.  He appreciated that he didn’t just feel like another thing to get through, like he did with some the bigger companies.  Steve felt like 123 Lump Sum really cared about his business, and would really serve him best.


123 Lump Sum is a direct funder.  That means that they are the people with the money.  There is no middle man taking a cut out of the lump sum that Steve or other sellers would get.


Steve went over all the angles, and chose the company that was best for him.  Of course, it is important for all sellers to do the same.  If selling an annuity or structured settlement is something you are looking into, be sure to consult a financial planner.



Company website-


Phone Number- 1-800-400-9123

Who Will Buy My Structured Settlement?

A structured settlement is one of the most attractive, even ideal, long-term investments on the market. They are often guaranteed for multiple years (sometimes for life) and are tax-free. Structured settlements are commonly awarded to those involved in a personal injury lawsuit or a product liability claim.

Sometimes, however, a structured settlement is not as effective as it should be. This often happens in instances where some sort of financial stress (for example: medical bills, a large debt, a new investment) is eminent in the person’s life that is receiving the structured payments.

In instances like these, you have an option. You can sell your structured settlement for a one-time single payment. This large amount of money can then be used to get your financial life back under control.

But whom can you sell your structured settlement to?

Structured Settlement Companies 

The primary way to sell your structured settlement is to contact a structured settlement company. These organizations specialize in buying structured settlements and paying a lump sum payment to the seller. Fortunately, there are dozens of these companies in each state, so finding one to sell to shouldn’t be a problem.

Choosing the Best Structured Settlement Company 

While finding a company to sell your structured settlement to might be a walk in the park, finding a good company to deal with won’t be quite as easy. A good structured settlement company is one that is reliable and gives you the biggest return on your sale as possible.

Here are a few surefire ways to find the best structured settlement company for you:

Finding the Right Buyer from Structured Settlement Company Reviews

Over the past few years, there has been a dramatic rise in the number of structured settlement buyers currently operating. Chief among the reasons for this rise is a growing familiarity with structured settlements and a struggling economy that is forcing many people to sell off their annuity payments. 

Those that have a structured settlement they want to turn into cash to get out of a financial hole have several options. While it is nice to have several structured settlement companies to choose from, it can also make the final decision much more difficult. Sometimes it is easier to pick a great company when there aren’t a lot of options to sweat over.

Fortunately, along with the rise in the number of people using these companies, has come a rise in the number of reviews. There are currently hundreds of structured settlement company reviews available online. If you are interested in selling your annuity for cash, it is essential to look closely at these reviews.

Here are a few of the best tips on how to make the most of structured settlement company reviews: 

Even though it might not be ideal, sometimes selling your structured settlement payments to a company for a single cash payment is necessary. But don’t go with just any company. Use the tips above in addition to structured settlement company reviews to find the very best one.

Get Your Structured Settlement Cash

Structured settlements are becoming more and more common these days. They are most often rewarded in personal injury cases or product liability cases. The big difference between a structured settlement and a lump sum settlement is that a structured settlement guarantees you a specific amount of money in regular payments over a specific period of time.

But sometimes you choose a structured settlement and then life gets in the way. While the regular payouts were ideal at the close of your case, an unfortunate situation has come up where a lump sum of cash is needed. Fortunately, structured settlement companies operate to help with just these situations. They are companies that will pay you a lump sum payment for your structured settlement payouts. 

However, the road to getting your structured settlement cash is not always an easy one. Whether you need the money for unpaid medical bills, mounting debt, a large down purchase, or for another reason, the path to getting the cash you desire isn’t always easy.

Here is a little bit more information on how to get your structured settlement cash with the least amount of hassle possible.

A Long and Tedious Process 

Right off the bat, it is important to understand that getting cash for your structured settlement will likely be a long and tedious process. There are quite a few hoops that you will be required to jump through. In some states, you will even have to be approved by a state court before receiving the cash for your structured settlement. Though this can make the process a little bit slower, the step was put in place to best protect your personal financial interests.

If you live in a state where approval is required, you need to give the court a valid reason why you need to receive the money immediately instead of as per the terms of your structured settlement agreement. The reason that some states do this is to ensure that people aren’t selling their structured settlements to receive cash for frivolous spending.

They want to make sure the money is being used for something important and necessary. After all, a structured settlement is originally designed to help a person get their life back under control after an injury or an accident.

Keep At It 

The key to receiving your structured settlement cash is keeping at it. Don’t get discouraged even if the process is long and tedious. It is important to keep your head up and your eyes on the target whether or not your home state requires court approval.

Get Your Structured Settlement Cash 

Unfortunately, the process of getting your structured settlement cash by selling your settlement to a third party company can be long and quite tedious. But if you keep at it and have a valid reason for doing so, chances are that you will end up with the money you need. Selling a structured settlement isn’t ideal but it can help out a lot depending on the specifics of your individual circumstances.

Money Received through the sale of tax free structured settlement payments

Did you know that the money received through the sake of your tax free structured settlement payments should also be tax free? Contact our payment services toll free to find out the tax status on your structured settlement or annuity.

Structured settlement and annuity recipients are protected by Section 104(a) (2) of the Internal Revenue Code as follows:

“Damages (money) received from personal injury settlements and sickness should not be considered as income and therefore should not be subject to tax.

Under a structured settlement, all future payments are completely free form:

Additionally, Section 5891 of the Internal Revenue Code was passed in 2002 and protects annuitants in the sale of their structured settlement payments.

Section 5891 requires that the sale of structured settlement payments be approved by a judge in accordance to the state legislation and statute. This model act was created to make sure that every structured settlement transfers is in the best interest of the annuitant and dependents of the annuitant.”

To qualify for special tax treatment, a structured settlement must meet the following requirements:

Your structured settlement is important to consider during tax season. Please call us here at Cash In Your Annuity for more information on the tax free status of your structured settlement or annuity payments.


Structured Settlements and Personal Protection

When a person receives a structured settlement, chances are it is due to something rather unpleasant like an injury whose cause was not the fault of the individual.  It is how the whole concept of the structured settlement came into existence.  It is not the by-product of an investment strategy or some other long-term strategy designed with retirement in mind.

Because of this notion, when a person is in a situation where they need to receive cash for structured settlement, there are a few stipulations that must be met before such a transaction is approved.  Such stipulations may feel like unnecessary hoops to jump through, but they are in existence to protect the best interests of the person seeking to pull the trigger on the transaction.

The Structured Settlement Protection Act

If you are in the market to receive cash for structured settlements, chances are you are going to have to obtain approval from a state court in order to do so.  Every state has what is known as a Structured Settlement Protection Act on their books, with the following exceptions:

This law authorizes the courts to scrutinize every cash for structured settlements claim in order to ensure that the monies that are being requested as part of the exchange is not going to be used for what could be deemed as frivolous purchases.  For example, if a person looking to receive cash for structured settlements so that he or she may have money to cover the cost of spiraling medical costs that may have stemmed from the incident related to the structured settlement, the state court will more than likely offer its stamp of approval.  However, if a person were to attempt to receive cash for structured settlements in order to take that dream vacation to Tahiti, it is likely that the state court may frown upon the transaction.

Such a law is set in place primarily to protect the best interests of the person receiving the structured settlement.  After all, the receipt of a structured settlement may come with the temptation to not use the money in a way that is wise or logical.  The Structured Settlement Protection Act more or less removes this temptation from the equation, thus essentially forcing people to use the monies for their intended purposes.

Time is of the Essence

As you may guess, the court’s involvement in the proceedings means that the overall cash for structured settlement process is not a quick one.  People that do qualify to sell their structured settlement to a secondary buyer will not see their money come to them for at least thirty days after the court approves the transaction.  In some cases, the receipt of this cash could take several months before it reaches your bank account.  As such, if you are in a financial predicament, you should keep this time lag in mind as you begin to take the steps to receive cash.  As is the case with anything financially related, your due diligence is essential to the overall process.

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