What to Know about Stocks and Bonds

Everyone talks about stocks and bonds, but what are they, how do they differ from each other, and is one necessarily better? While it can seem like comparing apples to…

Read More September 29, 2019

Understanding Credit Cards Post-Recession

The recession of 2007 was most prominently caused by banks selling too many mortgage-backed securities to “subprime borrowers,” who were at higher risk of defaulting on their loans. The carefree…

Read More September 29, 2019

The Best Credit Cards for Beginners

All adults should have at least one credit card, either for emergencies or purchases that require a credit card, like renting a car. Beyond that, these cards are vital for…

Read More September 29, 2019

Reasons and Tips for Managing Your Own Stock Portfolio

If someone could – without fail – accurately predict changes in the stock market, it’d be considered insider trading, which is illegal. Professionals that manage stock portfolios on your behalf…

Read More September 22, 2019

Understanding a Retirement Budget

Understanding retirement budgets can feel like a dark concept. After all, the goal is to ensure you have enough money to live comfortably until you die. No one knows when…

Read More September 22, 2019

Planning a Budget with a Stable Income

Whether you have a stable salary or fixed income, understanding budgets is the key to making the best use of them. After all, a stable income means full certainty of…

Read More September 22, 2019

Impulse Control and Credit Cards

Credit cards are an unfortunate necessity to so many things: hotel rooms, renting a car, and conducting safe online transactions. For this reason, people with impulse control can’t feasibly “just…

Read More September 15, 2019

Credit Card Traps to Beware

Any kind of money lending has its darker corners. Specifically, it targets those who don’t know what they’re doing or don’t bother to read the fine print. Additionally, these tactics…

Read More September 15, 2019

Planning a Budget with Inconsistent Income

A budget is so much easier to create when you know how much money you’ll get in each paycheck. When you work on commission or as a contractor for various…

Read More September 15, 2019

When to Start Saving for Retirement

Everyone says to begin saving for retirement as soon as possible, but is that always true? Know the Right Time for You The “best time” to save isn’t the same…

Read More September 13, 2019

Credit Cards – A Necessary Evil

It’s rare to hear anyone proclaim their love for credit cards. More often, you’ll hear complaints about interest rates and debt. Most millennials have heard of the evils of credit…

Read More September 13, 2019

How to Save for Emergencies

The biggest piece of financial advice is to save big and save often… but for what? Everyone can see the value of having a bundle of cash tucked away. However,…

Read More September 13, 2019

Do Credit Cards Make People Spend More?

Popular financial guru Dave Ramsey is no fan of credit cards. One of the reasons he cautions against using plastic for everyday purchases and emergencies alike is the argument that…

Read More January 19, 2019

Will You Be Able to Sustain Your Current Lifestyle with Your Retirement Savings?

The average American knows little about saving for retirement and how much they’ll need to have socked away in a 401K or IRA before retiring. Although each person is different,…

Read More January 19, 2019

How to Create a Budget

If you’re struggling with debt or watching your finances turn upside down, creating a budget is one of the most effective ways to start managing your money instead of allowing…

Read More January 17, 2019

Real Estate Investment for Rookies

If you’ve been thinking about investing in real estate but don’t know where to begin, you may be surprised to find out how simple the first steps can be. There…

Read More January 17, 2019

Paying Off Debt the Easy Way

Are you struggling to pay off debt? Are you watching debt mount with no real plan for getting out of debt and taking control of your finances? If that sounds…

Read More January 17, 2019

Use These Four Tips to Buy Your First Home

When you are preparing to buy a new home for the first time, it can seem like a daunting process, but you can prepare ahead of time by using the…

Read More January 17, 2019

Building Credit the Smart Way

Your credit score and history paint a picture of you. Creditors use this information to verify if you’re worthy of a loan, rental apartment or other transaction. You can’t get…

Read More January 17, 2019

Your Guide to Comparing Credit Score Ranges

Your financial history and credit score is the most critical part of your financial life. Knowing where you stand will help you make smarter decisions when it comes to your…

Read More January 17, 2019