Do Credit Cards Make People Spend More?
Popular financial guru Dave Ramsey is no fan of credit cards. One of the reasons he cautions against using plastic for everyday purchases and emergencies alike is the argument that…
Will You Be Able to Sustain Your Current Lifestyle with Your Retirement Savings?
The average American knows little about saving for retirement and how much they’ll need to have socked away in a 401K or IRA before retiring. Although each person is different,…
How to Create a Budget
If you’re struggling with debt or watching your finances turn upside down, creating a budget is one of the most effective ways to start managing your money instead of allowing…
Real Estate Investment for Rookies
If you’ve been thinking about investing in real estate but don’t know where to begin, you may be surprised to find out how simple the first steps can be. There…
Paying Off Debt the Easy Way
Are you struggling to pay off debt? Are you watching debt mount with no real plan for getting out of debt and taking control of your finances? If that sounds…
Use These Four Tips to Buy Your First Home
When you are preparing to buy a new home for the first time, it can seem like a daunting process, but you can prepare ahead of time by using the…
Building Credit the Smart Way
Your credit score and history paint a picture of you. Creditors use this information to verify if you’re worthy of a loan, rental apartment or other transaction. You can’t get…
Your Guide to Comparing Credit Score Ranges
Your financial history and credit score is the most critical part of your financial life. Knowing where you stand will help you make smarter decisions when it comes to your…
4 Everyday Tips for Serious Savings
Saving money is a daily process. Simply skipping your spending for one day won’t leave you with much extra in the bank–especially if you proceed to spend it the next…
5 Ways to Increase your Home Value
No matter the reason for purchase, every home owner desires to increase the overall value of his or her property. However, it is worth noting that to successfully increase the…