Common Reasons for Selling

There are a host of reasons people sell their structured settlement annuity. For many, it allows them to pursue goals they have been waiting to pursue for a lifetime. The following are some of the most common reasons:

Pay off mounting debts

Pay for their college education

Purchase a home

Purchase a vehicle

Start a business

Invest for retirement

Making the decision to sell your settlement payments is very important. We want you to be informed, so you will be able to make a sound decision and protect your financial security.

What Is The Discount Rate

One of the first questions people have is how much money they will get. This is a natural concern for many and is an important point to consider.

To understand how much money you will get, it is important to know about the discount rate. This rate determines the amount of money you will walk away with. Companies such as DRB Capital work to provide low discount rates for their customers. It is wise to choose the lowest rate possible, so more money goes in your pocket.

Know Your Selling Options

Should you decide to sell your lawsuit settlement, you are not required to sell all payments at once. There are different options for and these can be customized to meet your financial needs.

Many people decide to sell only a portion of their payments, so they will continue to receive payments in the future. You have the choice of selling the entire structured settlement or a part, depending on your financial needs.

A trusted structured settlement buyer like DRB Capital can talk with you about your needs and offer you various options tailored to your situation.

What Is Involved in the Process?

We want you to be fully aware of the steps you can expect in the process of selling a structured settlement. With the right buyer, the process is streamlined and includes the following steps.

  1. Research companies and choose a credible buyer like DRB Capital.
  2. Call the factoring company to get a free quote.
  3. Accept the offer and fill out the buyer’s application form which is fairly short.
  4. The paperwork must be approved by a judge, so a hearing will be scheduled.
  5. The order is sent to the insurance company and you will receive your money.

The process will generally take a few weeks, depending on how quickly the hearing is scheduled.

Criteria for Choosing a Buyer

Choosing the right buyer is a must for getting the best discount rate and the most money in your pocket. We are dedicated to helping you choose the right buyer, whether you decide on DRB Capital or another company. The following are some criteria you should look for when choosing a company:

  • The company should be honest and should put your best interests first.
  • The company should be willing to answer any questions you may have and guide you through the process.
  • The company should provide you with an accurate quote in a timely manner.
  • The company should never badger you to commit to the process and you should never feel rushed.
  • The company should offer you a fair discount rate.

Get The Cash You Deserve For Your Structured Settlement

Get a Free Quote
Call (800) 307-3213


We know you likely have questions regarding selling lawsuit settlements and we are here to provide you with answers.

Can you sell any type of structured settlements?

It is important to note; not all structured settlements are assignable. If you’re currently receiving your monthly payments from an insurance company, you will most likely be able to sell your payments.

Can I legally sell my structured settlement?

You have the legal right to sell your payments as long as you can demonstrate to the judge you have a clear financial need.

Where do I sell my payments?

A structured settlement company like DRB Capital can help you. Call them now to get a FREE quote: (800) 307-3213.

Should I sell my structured settlement?

Only you can answer this question. Remember, you have to have a valid reason for selling your payments as you will stand in front of a judge before the transaction is approved.

Why must a judge approve?

Laws have been put into place to protect structured settlement holders, so they do not make any rash decisions they later regret. The judge will make sure you have a good reason and your buyer is offering you a fair purchase.

Are structured settlements taxable?

In most cases, you will not be taxed when you sell your structured payments.

How long before I get my money?

The entire process will typically take between 45-60 days. The buyer should be able to give you a firm timeline of what to expect.

What happens if the judge does not approve?

If the judge does not approve, this does not mean you cannot sell your settlement payments in the future. You will need to make sure you have a clear financial need.

Get The Cash You Deserve For Your Structured Settlement

Get a Free Quote
Call (800) 307-3213